Protect your dog for accidents by dog insurance

Protect your dog for accidents by dog insurance

We have 4 increasing levels of medical insurance coverage to protect your dog for accidents, illnesses and even wellness care. Plus, by protecting your best friend with dog medical insurance when he or she is young and healthy, you can be financially prepared for the unexpected while getting help to afford preventive care to keep your dog in top shape

Our dog insurance can help you avoid a tough choice between your finances and your dog’s health

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Dog insurance to offset costs

Dog insurance to offset costs

Advances in veterinary medicine have given dogs a fighting chance to overcome even challenging medical problems. But the costs for these treatments and quality care overall continue to rise. Having dog insurance to offset costs is becoming more important every day. In fact, in 2010 US pet parents spent more than $13 billion on veterinary medical care—up 40% from 2006

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Top 5 cat insurance claims

Top 5 cat insurance claims

From accidental ingestions to cancer, we see all kinds of accident and illness claims for cats. Here are some of the most common ones

: Accidents *

Bite wounds

Swallowed objects

Cuts

Fractured teeth

Leg fractures

: Illnesses *

Chronic kidney failure

Upset stomach

Growths / Cancer

Urinary tract infections

Hyperthyroidism

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Pet cat insurance coverage

Pet cat insurance coverage

More sophisticated veterinary treatments are available for cats to help them recover from even challenging health conditions. But the costs for these treatments and quality care overall continue to rise. In fact, in 2010 US pet parents spent more than $13 billion on veterinary care—up 40% from 2006!* Having a cat health insurance plan can help you afford these treatment costs

It’s important to protect these furry family members with cat insurance, even if they’re strictly indoor kitties. As much as we try to keep them safe, cats might accidently trip and fall, get out of the house and into trouble or eat something they shouldn’t, like dental floss. They can also suffer from unexpected health issues as common as stomach upset to more serious problems like kidney disease

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Pet Insurance , Is it right for you

Pet Insurance , Is it right for you

Of the estimated $45.4 billion Americans spent on their pets in 2009, $12.2 billion - 27% of the total cost  was expected to be devoted to veterinary care, according to the American Pet Products Association. That would be a 10% increase from 2008

But pet owners with insurance are still a small minority. The American Veterinary Medical Association estimates that in 2007, 72 million dogs and nearly 82 million cats were kept as pets in the U.S. Yet there were only 850,000 pet insurance policies in effect that year, according to the National Commission on Veterinary Economic Issues

Insurers have teamed with the American Kennel Club and Petco Animal Supplies to offer the insurance, and more than 1,600 companies - including Office Depot and Google - provide the coverage as an optional employee benefit

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Pet insurance policies are similar to human insurance policies

Pet insurance policies are similar to human insurance policies

Most companies start policies at age 6-8 weeks, some have no age limit, and of the others I researched, one had a limit of 27 years, others had a limit of 8 years of age (if the animal was insured when less than 8 years, coverage would continue beyond 8 years

Pet health policies are similar to human insurance policies; annual premiums, deductibles, and different coverage plans based on what the owner chooses. Plans are based on species, age, pre-existing conditions and in some cases, lifestyle of the pet (i.e. indoor vs. outdoor cat)

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Pet insurance company

Pet insurance company

Question 1: Are clients able to go to any veterinarian, or only through your insurance providers

Answer: Our policyholders are allowed to visit any licensed veterinarian in the United States or Canada

Question 2: How long has your company been in business, and where are you based

Answer: We were incorporated In January 2013, but sold our first policy this month (October 2013)

Question 3: Are age-related (senior) checkups, illnesses, and medications covered

Answer: Depends on the plan that the customer enrolls in for their pet. All pets are eligible to enroll in the Level 1 plan no matter their age

 Question 4: Are hereditary and breed-related conditions covered

Answer: We have 2 plans: Level 3 and Level 4 that have some coverage for hereditary and congenital conditions

Question 5: Does your company offer wellness plans

Answer: Yes we have two wellness options available on our Level 3 and Level 4 plans. We have routine and advanced option plans that the consumer can choose from, depending on the level of coverage that is right for them and their pet

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